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How’s your insurance looking? U.S. consumers are set to face record-high costs in 2025, according to a recent report. The average annual premium for full coverage is expected to hit $2,101, or approximately $175 per month, marking the seventh consecutive year of rate increases. To mitigate costs, drivers are encouraged to regularly shop for insurance and explore discounts. View Money’s Best Car Insurance list to shop around and see if you can save.